by Mick Devine | Last updated Feb 25, 2025 | Budgeting, Cash Flow Forecasting
Whether you are budgeting for income received in advance or handling accruals and prepayments on the expense side, it is easy to manage in Calxa. It wants a little bit of setup, and there are a couple of ways of doing it, but you will get the results you want with...
by Calxa Team | Last updated Nov 27, 2025 | 3 Way Forecast, Cash Flow Forecasting, Product Information
Cash flow forecasting is one of the most critical tasks for any business. Yet, many forecasts fail because they rely on invoice terms rather than actual payment behavior. Understanding debtor days, creditor days, and payment timing is essential for predicting when...
by Mick Devine | Last updated Jul 2, 2022 | Cash Flow Forecasting, Educational
A revenue crisis can happen to any business. It can have its foundations from an economic downturn or increased competition. On the other hand, it can originate from internal mistakes. Whatever the reason, it is a problem that needs a solution. So, you’ve compared...
by Mick Devine | Last updated May 23, 2023 | Cash Flow Forecasting, Educational
The arrival of the pandemic in 2020 brought home to all of us the importance of having cash reserves. Whether you are a sole trader, a small or medium business or a not-for-profit organisation, there’s nothing better than a healthy bank balance in times of crisis....
by Mick Devine | Last updated Nov 27, 2025 | Cash Flow Forecasting, Educational
Seasonal cash flow fluctuations can make or break your business. Whether you’re in retail gearing up for Christmas or in tourism preparing for peak season, understanding and planning for cash flow pressures is essential. In this guide, we’ll show you how to forecast...
by Mick Devine | Last updated Jul 9, 2025 | Cash Flow Forecasting, Reporting
While the Statement of Cashflows is a popular report amongst accountants, it’s not generally so well understood by business owners and managers. This report identifies actual cashflow on the main bank accounts and breaks this analysis down to operating, investing and...
by Mick Devine | Last updated Aug 26, 2025 | Budgeting, Cash Flow Forecasting
Understanding the difference between budgets vs cash flow forecasts is essential for the accurate financial management of any business. This article goes through the essentials of each. You will better understand the differences between budgeting and forecasting and...
by Mick Devine | Last updated Jan 28, 2025 | Budgeting, Cash Flow Forecasting
You do have a business plan, don’t you? When you prepare your 2025 business plan, do you consider multiple possible futures for your organisation? Evaluating best-case, worst-case and most-likely scenarios can be valuable in deciding what to do. Make the...
